Friday, April 6, 2007

Phils. BANK TIME-DEPOSIT @ 20%p.a.

“A Bank Time-Deposit that Doubles your money in 5-years”

5-Year BANK TIME-DEPOSIT Product: CTD Monthly

  • “GUARANTEED 20% Interest Rate per annum (TAX-FREE)”
  • Interest paid monthly for 60 months (5 years), starting 30 days

after deposit

  • Deposits insured by Philippine Deposit Insurance Corporation

(PDIC) maximum of Php 250,000.00

Mechanics: (sample illustration)

Ø For a Php 1,000,000.00 placement

Ø Earn interest of Php 16,666.66/month for the next 60 months, thus interest earnings amount to a total of Php 1,000,000.00

Ø Principal Sum of Php1,000,000.00 will be released upon maturity date

Minimum placement: Php 100,000.00

Member: Philippine Deposit Insurance Corporation (PDIC)

Email Proponent at:

Mobile (+63) 922 888 6597

“There’s always Smart & Safe place for your money”

Frequently Asked Questions

How safe are my deposits?

· Investment secured by Certificate of Time Deposit (CTD) or bank passbook.

· Bangko Sentral ng Pilipinas (BSP) is the governing body of all banks.


· Deposits insured with Philippine Deposit Insurance Corporation (PDIC) up to Php 250,000.00 (for PDIC, inquiries please visit website

Why can rural banks give high interest rates on our time-deposits?

· Bangko Sentral Ng Pilipinas (BSP) is granting higher tax incentives to rural banks over commercial banks since this will help Small and Medium Enterprises (SMEs) in the country.

· Per BSP manual Sec. X242, there is no ceiling in giving interest rates.

Why are interest rates on our time-deposits in commercial banks low?

· Commercial banks borrowing rate is also low ( 12-14% p.a. ) compared to borrowing rate of our rural banks (36%).

What are your outlet of funds?

· Micro financing to SMEs by rural banks is at the rate of 36% per annum or 3% a month. Please refer to Entrepreneur magazine August 2006 issue.

Any other additional safety nets for my deposits?

· Advance monthly interests of 20% per annum ( 1.666% per month ) will be received regularly thereby reducing any risk exposure.

Why should I place in a high-yield 20% p.a. double your money in 5-yr program?

· To protect the purchasing value of your money from deterioration due to “inflation”.

· There is always a need to “diversify” your investments into various financial portfolios to ensure the growth of your savings fund.


Krystlsui said...

This program's interest rate really beats inflation. We truly appreciate the people who came up with this program to help us maximize growth of our hard earned money.

mark said...

open pa po ba ung offer nyo?nasa abroad po kmi may way po ba para makapagapply kmi sa inyo?